Murrieta Non-Bankruptcy Solutions Lawyer
There are alternatives to filing bankruptcy, and there are legitimate reasons for choosing those options. At the Murrieta, California and Temecula, California, law firm of Kodam & Associates, P.C., our lawyers will provide the honest answers, information and advice you need to determine whether or not bankruptcy is right for you.
What are your options?
- Cashing in investments
- Drawing from retirement or college funds
- Selling off personal assets
- Obtaining a debt consolidation loan
- Negotiating with creditors to lower your debt
- Using a debt settlement service
- Getting your lender to agree to a loan modification
Some of these alternatives to bankruptcy may provide the debt relief you need to regain control of your finances. For instance, if your mortgage is the big problem, getting your lender to agree to a loan modification might solve everything in just a few short months. Similarly, if most of the problems you're having are the result of owing money to too many different creditors — a debt consolidation loan could simplify, and most likely lower you monthly debt payments.
Unfortunately, most of these options will provide only a small amount of short-term relief while leaving you worse off in the long-term. If you're considering any of these alternatives to bankruptcy, get in touch with our bankruptcy attorneys in Murrieta and Temecula, California, before making a decision you may come to regret later.
Offices in Murrieta, California within the Temecula Valley
Free Consultations ∙ Flexible Scheduling
For answers and additional information about bankruptcy alternatives, call our southwest California law offices directly at 951-795-4679 or 866-781-9042 (toll free) and schedule a free in-person or telephone consultation with an experienced bankruptcy lawyer, or send us a brief e-mail message.
We regret that we are unable to accept credit cards as payment for legal services relating to bankruptcy proceedings.
